13 May '11, 1pm

In Africa, Climate Resilience Through Insurance

David Satterthwaite, Oxfam America’s senior global microinsurance officer, said that Oxfam staff spent months talking to farmers in Tigray about insurance, explaining what it was. “The suggestion was made by a farmer: ‘This is something I would be quite interested in if I could pay for it with my labor, the same way I can pay for food in the safety net.’ ” Not many insurance companies, of course, deal in barter. A third party was needed to turn people’s labor into money. Oxfam decided to be that party. It began a program called Harita (Horn of Africa Risk Transfer for Adaptation ) in Tigray that included insurance as part of a larger climate change-adjustment program, which includes access to credit, help with savings and programs to increase crop yields. The groups working on it include the W.F.P. [World Food Program ], the Rockefeller Foundation , local insurers and glob...

Full article: http://dotearth.blogs.nytimes.com/2011/05/13/in-africa-cl...

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