06 Sep '13, 6pm

Residential PACE Energy Programs Pursue Innovative Approaches

PACE programs make it possible for homeowners to finance energy efficiency retrofits and pay for them gradually through property assessments. To avoid putting homeowners at risk, some programs are attempting to work within the guidelines of the FHFA by making PACE liens lower-priority than mortgages, providing insurance for them, providing homeowners with disclaimers, and/or exploring other legal options. These limitations don’t apply to commercial PACE programs, which are growing and thriving in many states. A FHFA Statement Stalled the Growth of PACE Programs In July 2010, the new residential PACE movement nearly stalled. The FHFA, newly created to protect the damaged housing market, issued a statement saying PACE financing would pose substantial risks to lenders and the loans “do not have the traditional community benefits associated with taxing initiatives.” The FHFA a...

Full article: http://www.renewableenergyworld.com/rea/news/article/2013...

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