24 Jun '11, 12pm

Would you do more energy-efficiency upgrades if you could finance it through your utility bill? Here's what NY is doing:

Photo: Istock related articles By Dan Shapley New York has passed the first statewide "on-bill recovery" program that will allow homeowners to finance energy-efficiency upgrades at almost no cost. Private loans will pay for energy efficiency improvements, and homeowners will make loan payments as part of their monthly utility bills. Because the financed improvements should lower energy bills, there should be little or no increase in the average cost consumers pay. Like many states, New York already offers subsidized home energy audits and low-cost loans to encourage homeowners to improve their home's energy efficiency. On-bill financing will expand access by setting a lower bar for participation; while only homeowners with high credit scores qualify for other loan programs, homeowners will most likely need only prove they pay their mortgage and utility bills on time to qua...

Full article: http://www.thedailygreen.com/green-homes/latest/on-bill-r...

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