19 Jul '12, 7pm

What is an Energy Mortgage | RESNET

Energy Efficient Mortgage Energy efficient mortgages are usually used towards purchasing new homes that are already energy efficient. They allow homebuyers to finance and include cost effective energy saving measures as part of their mortgage. By stretching debt-to-income ratios on loans, they enable borrowers to qualify for larger loan amounts and better, more energy efficient homes. To get approved for an energy efficient mortgage, borrowers must first do a home energy rating to ensure the house is energy efficient. Energy Improvement Mortgage Energy improvement mortgages are normally used for existing homes where borrowers plan to make energy efficiency improvements. The costs of the improvements are included in the mortgage, so borrowers aren’t faced with the prospect of a larger down payment. Money that is saved in utility bills can then be used towards financing ener...

Full article: http://www.resnet.us/energy-mortgage

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